Insurance Risks - The Burden of Proof 3089635636924505613-blid-2437294340517583801

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The significant feature, however, which distinguishes ARPI from other categories of insurance is that it covers the assured against physical loss caused by all perils and risks. Of course, having covered the assured in the insuring clause, the policy will then continue to exclude cover for various risks in the exclusion clauses, such as nuclear explosion, war, flood and many more.